Home Loan Options

Our Home Loan Specialists will discuss various mortgage financing options to help qualified buyers decide which option is best for their situation.

FHA Financing

FHA financing may be available to qualified buyers purchasing a home in Illinois. This option allows for down payment funds as low as 3.5% of the purchase price, and these funds can come from a family member.

Rural Development Financing

This financing option is available in select markets for qualified income eligible buyers. This financing allows buyers to purchase a home in an eligible rural area with no down payment. Funds are limited and may not always be available.

Conventional Financing

Conventional financing is available to qualified buyers who have a low down payment saved up and are borrowing less than $417,000.

Construction Financing

Planning to build your dream home? Construction financing is available to qualified buyers. Be sure to contact one of our Home Loan Specialists before you draw up plans.


Refinancing your existing home mortgage to a lower interest rate could lower your monthly payment and can provide cash to you depending on the loan amount and the current value of your home.

Home Equity Loan

Tap into the equity of your home for a variety of purposes. Fixed rate home equity loans and variable rate home equity lines of credit are available if you have sufficient equity in your home. Plus, the interest on your loan may be tax deductible!*

*Consult your tax advisor regarding the deductibility of interest.